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Flood Figures

ZIP 77057 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,718 NFIP flood insurance policies are in force in ZIP 77057 (Houston, TX), with 602 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,718
Median annual premium
$855
premium only
Median annual cost
$1,082
premium + fees & surcharges
Mean annual premium
$824
premium only
Policies in SFHA zones
2.9%
zones A, AE, AH, AO, V, VE
Building coverage in force
$369,296,000
Contents coverage in force
$146,829,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77057 by rated flood zone
Policies Share Share bar
X 1,592 92.7%
AE 124 7.2%
C 2 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77057 by occupancy type
Policies Share Share bar
Single-family homes 1,195 69.6%
Units in multi-unit buildings 340 19.8%
Multi-unit buildings 130 7.6%
Non-residential buildings 53 3.1%

Claims history since 1978

Claims since 1978
602
Total paid
$22,654,261
Paid on buildings
$17,312,967
Paid on contents
$5,283,589
NFIP claims filed per year in ZIP 77057, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $0
1979 13 $49,870
1980 8 $5,098
1981 25 $54,317
1982 4 $5,996
1983 51 $100,450
1985 8 $1,310
1987 4 $2,088
1988 2 $7,195
1989 10 $14,045
1991 5 $7,220
1992 14 $160,221
1993 4 $9,428
1994 5 $7,851
1995 1 $0
1997 4 $1,127
1998 18 $205,404
1999 5 $108,142
2001 52 $1,742,573
2002 2 $5,171
2003 6 $25,620
2004 4 $33,561
2005 4 $65,704
2006 1 $0
2007 5 $82,135
2008 53 $680,005
2009 25 $301,717
2010 6 $62,639
2012 6 $125,597
2013 1 $661
2014 5 $33,840
2015 50 $1,590,061
2016 22 $258,431
2017 125 $15,874,836
2018 4 $18,520
2019 20 $688,679
2020 7 $35,761
2021 8 $96,419
2022 1 $0
2023 1 $0
2024 8 $142,116
2025 4 $50,451

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 125 $15,874,836
2001 52 $1,742,573
2015 50 $1,590,061

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