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Flood Figures

ZIP 77033 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 765 NFIP flood insurance policies are in force in ZIP 77033 (Houston, TX), with 965 flood claims recorded since 1978.

Policies & premiums

Policies in force
765
Median annual premium
$733
premium only
Median annual cost
$994
premium + fees & surcharges
Mean annual premium
$794
premium only
Policies in SFHA zones
51.9%
zones A, AE, AH, AO, V, VE
Building coverage in force
$132,434,600
Contents coverage in force
$37,986,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77033 by rated flood zone
Policies Share Share bar
X 368 48.1%
AE 284 37.1%
A 113 14.8%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77033 by occupancy type
Policies Share Share bar
Single-family homes 704 92.0%
Multi-unit buildings 31 4.1%
Non-residential buildings 28 3.7%
Units in multi-unit buildings 2 0.3%

Claims history since 1978

Claims since 1978
965
Total paid
$13,126,139
Paid on buildings
$10,530,508
Paid on contents
$2,595,631
NFIP claims filed per year in ZIP 77033, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 20 $109,943
1980 3 $716
1981 34 $186,137
1982 2 $9,683
1983 41 $219,924
1985 15 $63,497
1986 2 $2,538
1987 7 $12,239
1989 24 $280,237
1991 5 $8,151
1992 1 $31,871
1993 1 $3,290
1994 56 $1,207,402
1995 1 $12,515
1997 25 $239,932
1998 6 $32,421
1999 2 $0
2001 92 $1,132,428
2002 9 $38,679
2003 5 $920
2004 4 $26,280
2005 3 $6,226
2006 119 $2,798,227
2007 14 $228,891
2008 169 $1,114,745
2009 3 $6,500
2010 4 $14,650
2012 13 $95,861
2013 4 $22,132
2015 53 $737,191
2016 12 $72,812
2017 147 $3,423,280
2018 2 $0
2019 16 $272,672
2020 7 $61,368
2021 8 $70,062
2022 1 $0
2023 1 $8,870
2024 33 $573,849
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 147 $3,423,280
2006 119 $2,798,227
1994 56 $1,207,402

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