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Flood Figures

ZIP 77029 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 466 NFIP flood insurance policies are in force in ZIP 77029 (Houston, TX), with 598 flood claims recorded since 1978.

Policies & premiums

Policies in force
466
Median annual premium
$855
premium only
Median annual cost
$1,087
premium + fees & surcharges
Mean annual premium
$1,569
premium only
Policies in SFHA zones
19.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$110,330,000
Contents coverage in force
$50,956,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77029 by rated flood zone
Policies Share Share bar
X 375 80.5%
AE 91 19.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77029 by occupancy type
Policies Share Share bar
Single-family homes 310 66.5%
Non-residential buildings 155 33.3%
Multi-unit buildings 1 0.2%

Claims history since 1978

Claims since 1978
598
Total paid
$28,970,423
Paid on buildings
$21,791,904
Paid on contents
$7,178,519
NFIP claims filed per year in ZIP 77029, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 16 $76,360
1980 1 $803
1981 12 $15,616
1982 3 $37,223
1983 7 $9,651
1987 1 $2,961
1989 9 $103,982
1990 2 $21,852
1992 1 $12,212
1994 11 $239,651
1996 1 $5,648
1998 5 $86,336
2000 1 $0
2001 118 $4,391,255
2002 6 $30,164
2003 1 $82,375
2004 1 $98,911
2005 5 $145,948
2006 39 $508,591
2007 8 $484,725
2008 58 $501,221
2010 4 $134,786
2012 5 $198,537
2013 1 $5,465
2014 5 $104,786
2015 9 $44,820
2016 2 $0
2017 232 $20,856,686
2018 1 $14,548
2019 16 $568,040
2020 3 $113,362
2021 4 $13,479
2024 8 $59,506
2025 1 $923
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 232 $20,856,686
2001 118 $4,391,255
2019 16 $568,040

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