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Flood Figures

ZIP 77017 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 484 NFIP flood insurance policies are in force in ZIP 77017 (Houston, TX), with 510 flood claims recorded since 1978.

Policies & premiums

Policies in force
484
Median annual premium
$846
premium only
Median annual cost
$1,079
premium + fees & surcharges
Mean annual premium
$989
premium only
Policies in SFHA zones
12.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$108,066,000
Contents coverage in force
$38,484,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77017 by rated flood zone
Policies Share Share bar
X 425 87.8%
AE 59 12.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77017 by occupancy type
Policies Share Share bar
Single-family homes 381 78.7%
Non-residential buildings 58 12.0%
Multi-unit buildings 39 8.1%
Units in multi-unit buildings 6 1.2%

Claims history since 1978

Claims since 1978
510
Total paid
$14,578,918
Paid on buildings
$12,121,862
Paid on contents
$2,457,055
NFIP claims filed per year in ZIP 77017, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $0
1979 60 $380,538
1980 4 $1,597
1981 29 $156,074
1982 2 $1,666
1983 39 $160,705
1984 1 $92
1985 3 $6,596
1986 3 $2,895
1987 2 $0
1989 5 $9,570
1991 6 $12,714
1992 1 $1,646
1993 1 $0
1994 6 $16,879
1997 4 $6,016
1998 2 $17,793
1999 3 $64,859
2000 8 $115,161
2001 56 $1,023,661
2002 1 $12,181
2006 34 $894,500
2007 2 $16,549
2008 52 $391,455
2009 6 $29,569
2010 1 $0
2011 1 $0
2014 1 $1,280
2015 10 $248,923
2016 7 $48,751
2017 139 $10,735,808
2019 4 $9,658
2020 2 $6,548
2021 4 $0
2024 9 $203,784
2025 1 $1,452

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 139 $10,735,808
2001 56 $1,023,661
2006 34 $894,500

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