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Flood Figures

ZIP 77006 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,180 NFIP flood insurance policies are in force in ZIP 77006 (Houston, TX), with 333 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,180
Median annual premium
$859
premium only
Median annual cost
$1,086
premium + fees & surcharges
Mean annual premium
$1,011
premium only
Policies in SFHA zones
0.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$279,395,000
Contents coverage in force
$111,625,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77006 by rated flood zone
Policies Share Share bar
X 1,178 99.8%
AE 2 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77006 by occupancy type
Policies Share Share bar
Single-family homes 966 81.9%
Multi-unit buildings 99 8.4%
Non-residential buildings 58 4.9%
Units in multi-unit buildings 57 4.8%

Claims history since 1978

Claims since 1978
333
Total paid
$3,143,196
Paid on buildings
$2,641,073
Paid on contents
$502,123
NFIP claims filed per year in ZIP 77006, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 39 $190,090
1980 5 $4,022
1981 8 $16,943
1982 1 $0
1983 24 $151,831
1985 1 $426
1986 2 $0
1989 7 $8,366
1991 2 $5,123
1994 4 $8,932
1997 5 $35,633
1998 4 $15,553
2001 77 $1,497,788
2003 5 $19,595
2004 1 $0
2005 2 $8,597
2006 1 $2,379
2007 2 $8,091
2008 39 $119,748
2009 1 $0
2010 1 $0
2015 24 $159,251
2016 5 $89,971
2017 64 $753,030
2018 1 $0
2019 3 $33,922
2020 1 $9,457
2021 2 $4,449
2024 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2001 77 $1,497,788
2017 64 $753,030
1979 39 $190,090

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