ZIP 76226 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 113 NFIP flood insurance policies are in force in ZIP 76226 (Argyle, TX), with 27 flood claims recorded since 1978.

Policies & premiums

Policies in force: 113
Median annual premium: $618; premium only
Median annual cost: $826; premium + fees & surcharges
Mean annual premium: $715; premium only
Policies in SFHA zones: 26.6%; zones A, AE, AH, AO, V, VE
Building coverage in force: $28,029,000
Contents coverage in force: $10,315,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 76226 by rated flood zone
	Policies	Share
X	83	73.5%
AE	18	15.9%
A	12	10.6%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 76226 by occupancy type
	Policies	Share	Share bar
Single-family homes	111	98.2%
Non-residential buildings	2	1.8%

Claims history since 1978

Claims since 1978: 27
Total paid: $341,683
Paid on buildings: $330,553
Paid on contents: $11,130

NFIP claims filed per year in ZIP 76226, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1982	1	$3,024
1989	1	$0
1990	1	$7,508
1994	1	$3,383
1995	4	$13,587
2007	3	$13,906
2009	2	$35,638
2010	1	$0
2011	1	$8,215
2015	2	$50,597
2016	6	$181,502
2018	3	$0
2019	1	$24,324

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
2016	6	$181,502
2015	2	$50,597
2009	2	$35,638

State page: Flood insurance in Texas
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed