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Flood Figures

ZIP 76210 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 106 NFIP flood insurance policies are in force in ZIP 76210 (Denton, TX), with 17 flood claims recorded since 1978.

Policies & premiums

Policies in force
106
Median annual premium
$660
premium only
Median annual cost
$882
premium + fees & surcharges
Mean annual premium
$679
premium only
Policies in SFHA zones
46.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$24,338,000
Contents coverage in force
$8,779,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 76210 by rated flood zone
Policies Share Share bar
X 57 53.8%
AO 26 24.5%
AE 18 17.0%
A 5 4.7%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 76210 by occupancy type
Policies Share Share bar
Single-family homes 103 97.2%
Multi-unit buildings 2 1.9%
Non-residential buildings 1 0.9%

Claims history since 1978

Claims since 1978
17
Total paid
$57,987
Paid on buildings
$57,658
Paid on contents
$329
NFIP claims filed per year in ZIP 76210, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1984 1 $0
1994 5 $9,343
1995 3 $5,029
2001 1 $0
2007 2 $6,416
2009 1 $1,463
2015 2 $18,626
2018 1 $17,110
2021 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2015 2 $18,626
2018 1 $17,110
1994 5 $9,343

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