Skip to content
Flood Figures

ZIP 76065 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 105 NFIP flood insurance policies are in force in ZIP 76065 (Midlothian, TX), with 20 flood claims recorded since 1978.

Policies & premiums

Policies in force
105
Median annual premium
$771
premium only
Median annual cost
$991
premium + fees & surcharges
Mean annual premium
$958
premium only
Policies in SFHA zones
49.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$25,362,000
Contents coverage in force
$8,830,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 76065 by rated flood zone
Policies Share Share bar
X 53 50.5%
A 31 29.5%
AE 21 20.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 76065 by occupancy type
Policies Share Share bar
Single-family homes 94 89.5%
Non-residential buildings 6 5.7%
Mobile homes 5 4.8%

Claims history since 1978

Claims since 1978
20
Total paid
$676,974
Paid on buildings
$594,792
Paid on contents
$82,182
NFIP claims filed per year in ZIP 76065, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1989 1 $5,557
1997 1 $1,372
2000 2 $0
2007 3 $103,308
2015 2 $16,689
2017 1 $0
2018 8 $519,819
2021 1 $0
2025 1 $30,230

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2018 8 $519,819
2007 3 $103,308
2025 1 $30,230

Related pages