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Flood Figures

ZIP 76040 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 44 NFIP flood insurance policies are in force in ZIP 76040 (Euless, TX), with 79 flood claims recorded since 1978.

Policies & premiums

Policies in force
44
Median annual premium
$808
premium only
Median annual cost
$1,026
premium + fees & surcharges
Mean annual premium
$1,177
premium only
Policies in SFHA zones
54.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$11,356,000
Contents coverage in force
$2,610,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 76040 by rated flood zone
Policies Share Share bar
AE 23 52.3%
X 20 45.5%
A 1 2.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 76040 by occupancy type
Policies Share Share bar
Single-family homes 37 84.1%
Multi-unit buildings 4 9.1%
Non-residential buildings 2 4.5%
Units in multi-unit buildings 1 2.3%

Claims history since 1978

Claims since 1978
79
Total paid
$1,453,361
Paid on buildings
$1,237,841
Paid on contents
$215,520
NFIP claims filed per year in ZIP 76040, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1982 1 $631
1986 2 $15,266
1987 5 $62,619
1989 21 $432,667
1990 1 $0
1991 2 $1,530
1994 1 $0
1995 27 $378,166
2001 15 $445,743
2009 2 $38,331
2015 1 $78,408
2018 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2001 15 $445,743
1989 21 $432,667
1995 27 $378,166

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