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Flood Figures

ZIP 75218 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 239 NFIP flood insurance policies are in force in ZIP 75218 (Dallas, TX), with 125 flood claims recorded since 1978.

Policies & premiums

Policies in force
239
Median annual premium
$1,137
premium only
Median annual cost
$1,458
premium + fees & surcharges
Mean annual premium
$1,303
premium only
Policies in SFHA zones
77.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$56,701,000
Contents coverage in force
$15,011,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 75218 by rated flood zone
Policies Share Share bar
AE 184 77.0%
X 55 23.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 75218 by occupancy type
Policies Share Share bar
Single-family homes 231 96.7%
Multi-unit buildings 6 2.5%
Non-residential buildings 1 0.4%
Units in multi-unit buildings 1 0.4%

Claims history since 1978

Claims since 1978
125
Total paid
$3,219,720
Paid on buildings
$2,662,617
Paid on contents
$557,103
NFIP claims filed per year in ZIP 75218, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 2 $5,385
1980 1 $2,377
1985 1 $0
1988 3 $10,181
1989 1 $0
1990 7 $64,135
1991 15 $112,939
1995 19 $252,435
1999 2 $61,113
2002 1 $6,942
2006 31 $1,413,595
2009 7 $68,167
2015 29 $996,790
2017 4 $182,120
2018 1 $15,629
2022 1 $27,912

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2006 31 $1,413,595
2015 29 $996,790
1995 19 $252,435

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