ZIP 75039 flood insurance data
Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.
As of June 1, 2026, 299 NFIP flood insurance policies are in force in ZIP 75039 (Irving, TX), with 0 flood claims recorded since 1978.
Policies & premiums
- Policies in force
- 299
- Median annual premium
- $857
- premium only
- Median annual cost
- $1,086
- premium + fees & surcharges
- Mean annual premium
- $951
- premium only
- Policies in SFHA zones
- 24.5%
- zones A, AE, AH, AO, V, VE
- Building coverage in force
- $15,161,000
- Contents coverage in force
- $7,512,000
"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.
Flood zones of insured properties
| Policies | Share | Share bar | |
|---|---|---|---|
| X | 286 | 95.7% | |
| AE | 13 | 4.3% |
Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.
What the policies cover
| Policies | Share | Share bar | |
|---|---|---|---|
| Multi-unit buildings | 250 | 83.6% | |
| Single-family homes | 28 | 9.4% | |
| Non-residential buildings | 20 | 6.7% | |
| Units in multi-unit buildings | 1 | 0.3% |
Claims history since 1978
No NFIP claims have been recorded for ZIP 75039 in the federal claims dataset since 1978.
Related pages
- State page: Flood insurance in Texas
- Other ZIPs in Irving: 75060 , 75061
- Tool: look up another ZIP
- Reading: What is the NFIP? · How these figures are computed