ZIP 71483 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 35 NFIP flood insurance policies are in force in ZIP 71483 (Winnfield, LA), with 125 flood claims recorded since 1978.

Policies & premiums

Policies in force: 35
Median annual premium: $672; premium only
Median annual cost: $906; premium + fees & surcharges
Mean annual premium: $707; premium only
Policies in SFHA zones: 57.1%; zones A, AE, AH, AO, V, VE
Building coverage in force: $4,558,000
Contents coverage in force: $1,305,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 71483 by rated flood zone
	Policies	Share
A	16	45.7%
X	13	37.1%
AE	4	11.4%
C	2	5.7%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 71483 by occupancy type
	Policies	Share	Share bar
Single-family homes	32	91.4%
Mobile homes	3	8.6%

Claims history since 1978

Claims since 1978: 125
Total paid: $2,114,851
Paid on buildings: $1,674,827
Paid on contents: $440,024

NFIP claims filed per year in ZIP 71483, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1979	1	$1,888
1980	1	$0
1983	1	$1,806
1987	2	$2,011
1989	5	$54,603
1990	9	$101,700
1991	38	$401,833
1995	15	$185,789
1997	4	$35,470
1998	1	$10,000
1999	20	$221,221
2001	6	$54,030
2012	1	$0
2015	4	$55,655
2016	16	$984,137
2017	1	$4,709

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
2016	16	$984,137
1991	38	$401,833
1999	20	$221,221

State page: Flood insurance in Louisiana
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed