ZIP 71403 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 65 NFIP flood insurance policies are in force in ZIP 71403 (Anacoco, LA), with 87 flood claims recorded since 1978.

Policies & premiums

Policies in force: 65
Median annual premium: $868; premium only
Median annual cost: $1,103; premium + fees & surcharges
Mean annual premium: $976; premium only
Policies in SFHA zones: 75.4%; zones A, AE, AH, AO, V, VE
Building coverage in force: $11,858,000
Contents coverage in force: $2,534,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 71403 by rated flood zone
	Policies	Share
A	48	73.8%
X	16	24.6%
AE	1	1.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 71403 by occupancy type
	Policies	Share	Share bar
Single-family homes	55	84.6%
Mobile homes	10	15.4%

Claims history since 1978

Claims since 1978: 87
Total paid: $2,882,103
Paid on buildings: $2,365,232
Paid on contents: $507,143

NFIP claims filed per year in ZIP 71403, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1999	1	$24,601
2002	1	$1,263
2005	1	$2,950
2006	9	$185,409
2008	1	$2,774
2012	12	$132,945
2013	2	$10,557
2015	2	$26,438
2016	40	$1,820,363
2017	16	$632,078
2020	2	$42,726

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
2016	40	$1,820,363
2017	16	$632,078
2006	9	$185,409

State page: Flood insurance in Louisiana
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed