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Flood Figures

ZIP 71203 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,248 NFIP flood insurance policies are in force in ZIP 71203 (Monroe, LA), with 1,086 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,248
Median annual premium
$371
premium only
Median annual cost
$585
premium + fees & surcharges
Mean annual premium
$416
premium only
Policies in SFHA zones
60.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$267,290,000
Contents coverage in force
$63,161,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 71203 by rated flood zone
Policies Share Share bar
AE 675 54.1%
X 497 39.8%
A 75 6.0%
A03 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 71203 by occupancy type
Policies Share Share bar
Single-family homes 983 78.8%
Multi-unit buildings 181 14.5%
Non-residential buildings 70 5.6%
Mobile homes 8 0.6%
Units in multi-unit buildings 6 0.5%

Claims history since 1978

Claims since 1978
1,086
Total paid
$34,814,252
Paid on buildings
$31,133,527
Paid on contents
$3,620,725
NFIP claims filed per year in ZIP 71203, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 7 $35,141
1979 11 $10,981
1980 7 $4,056
1981 1 $3,031
1982 44 $288,366
1983 32 $248,362
1984 3 $0
1986 1 $1,628
1987 8 $11,796
1988 1 $311
1989 75 $693,738
1990 4 $5,241
1991 275 $5,115,353
1992 1 $0
1994 5 $6,787
1995 6 $8,877
1997 3 $696
1999 10 $65,109
2000 4 $19,559
2001 2 $10,557
2004 2 $0
2005 2 $109,300
2006 2 $0
2007 1 $1,509
2008 25 $361,645
2009 13 $176,039
2010 1 $10,545
2011 57 $1,065,297
2012 1 $650
2015 3 $0
2016 460 $26,239,908
2017 2 $3,226
2018 2 $64,794
2020 5 $18,747
2021 1 $0
2022 2 $4,382
2023 1 $5,216
2024 1 $3,300
2025 5 $220,106

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 460 $26,239,908
1991 275 $5,115,353
2011 57 $1,065,297

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