ZIP 71104 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 372 NFIP flood insurance policies are in force in ZIP 71104 (Shreveport, LA), with 328 flood claims recorded since 1978.

Policies & premiums

Policies in force: 372
Median annual premium: $726; premium only
Median annual cost: $965; premium + fees & surcharges
Mean annual premium: $984; premium only
Policies in SFHA zones: 91.3%; zones A, AE, AH, AO, V, VE
Building coverage in force: $67,755,000
Contents coverage in force: $7,453,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 71104 by rated flood zone
	Policies	Share
AE	286	76.9%
X	32	8.6%
AH	26	7.0%
AO	17	4.6%
A	9	2.4%
AHB	1	0.3%
AOB	1	0.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 71104 by occupancy type
	Policies	Share
Single-family homes	292	78.5%
Units in multi-unit buildings	30	8.1%
Multi-unit buildings	30	8.1%
Non-residential buildings	20	5.4%

Claims history since 1978

Claims since 1978: 328
Total paid: $4,028,939
Paid on buildings: $3,304,215
Paid on contents: $724,725

NFIP claims filed per year in ZIP 71104, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1978	3	$26,388
1979	10	$28,500
1980	2	$16,231
1981	1	$3,380
1983	4	$2,226
1984	2	$32,151
1985	4	$8,727
1986	9	$42,440
1989	7	$48,457
1990	3	$5,372
1991	44	$505,643
1993	17	$50,103
1994	2	$45,049
1996	8	$34,488
1997	17	$78,942
1999	7	$10,958
2000	3	$13,849
2004	1	$0
2005	3	$86,166
2008	114	$2,296,143
2009	30	$262,002
2015	7	$48,935
2016	6	$49,220
2017	1	$2,089
2018	1	$164
2019	1	$13,765
2020	4	$33,051
2021	2	$50,097
2022	1	$18,658
2023	4	$19,493
2024	5	$88,434
2025	5	$107,819

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
2008	114	$2,296,143
1991	44	$505,643
2009	30	$262,002

City page: Flood insurance in Shreveport, LA
State page: Flood insurance in Louisiana
Other ZIPs in Shreveport: 71105 , 71115 , 71106 , 71118 , 71107
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed