ZIP 71023 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 32 NFIP flood insurance policies are in force in ZIP 71023 (Doyline, LA), with 77 flood claims recorded since 1978.

Policies & premiums

Policies in force: 32
Median annual premium: $897; premium only
Median annual cost: $1,221; premium + fees & surcharges
Mean annual premium: $980; premium only
Policies in SFHA zones: 59.4%; zones A, AE, AH, AO, V, VE
Building coverage in force: $5,212,000
Contents coverage in force: $1,385,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 71023 by rated flood zone
	Policies	Share
A	18	56.3%
X	13	40.6%
AE	1	3.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 71023 by occupancy type
	Policies	Share
Single-family homes	30	93.8%
Non-residential buildings	1	3.1%
Mobile homes	1	3.1%

Claims history since 1978

Claims since 1978: 77
Total paid: $2,724,238
Paid on buildings: $2,274,801
Paid on contents: $419,438

NFIP claims filed per year in ZIP 71023, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1979	1	$4,436
1991	8	$52,987
1993	2	$4,393
1997	9	$120,996
1999	7	$94,367
2001	6	$57,172
2005	1	$16,036
2009	11	$215,776
2015	1	$7,959
2016	29	$2,123,006
2022	2	$27,111

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
2016	29	$2,123,006
2009	11	$215,776
1997	9	$120,996

State page: Flood insurance in Louisiana
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed