ZIP 71006 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 197 NFIP flood insurance policies are in force in ZIP 71006 (Benton, LA), with 31 flood claims recorded since 1978.

Policies & premiums

Policies in force: 197
Median annual premium: $466; premium only
Median annual cost: $712; premium + fees & surcharges
Mean annual premium: $589; premium only
Policies in SFHA zones: 76.1%; zones A, AE, AH, AO, V, VE
Building coverage in force: $48,618,000
Contents coverage in force: $8,841,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 71006 by rated flood zone
	Policies	Share
AE	103	52.3%
A	47	23.9%
X	47	23.9%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 71006 by occupancy type
	Policies	Share
Single-family homes	168	85.3%
Non-residential buildings	18	9.1%
Mobile homes	11	5.6%

Claims history since 1978

Claims since 1978: 31
Total paid: $151,793
Paid on buildings: $149,812
Paid on contents: $1,981

NFIP claims filed per year in ZIP 71006, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1979	2	$6,076
1986	2	$18,086
1987	2	$14,501
1990	3	$23,493
1991	3	$28,417
1997	6	$36,284
1999	3	$3,368
2000	1	$0
2001	1	$1,203
2005	2	$0
2009	4	$20,366
2016	2	$0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
1997	6	$36,284
1991	3	$28,417
1990	3	$23,493

State page: Flood insurance in Louisiana
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed