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Flood Figures

ZIP 70762 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 142 NFIP flood insurance policies are in force in ZIP 70762 (Oscar, LA), with 30 flood claims recorded since 1978.

Policies & premiums

Policies in force
142
Median annual premium
$302
premium only
Median annual cost
$523
premium + fees & surcharges
Mean annual premium
$335
premium only
Policies in SFHA zones
75.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$27,548,000
Contents coverage in force
$6,414,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70762 by rated flood zone
Policies Share Share bar
A 107 75.4%
C 21 14.8%
X 14 9.9%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70762 by occupancy type
Policies Share Share bar
Single-family homes 115 81.0%
Mobile homes 22 15.5%
Non-residential buildings 5 3.5%

Claims history since 1978

Claims since 1978
30
Total paid
$328,074
Paid on buildings
$270,049
Paid on contents
$58,025
NFIP claims filed per year in ZIP 70762, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 2 $398
1983 7 $43,422
1984 1 $991
1988 1 $516
1989 1 $4,283
2004 1 $5,648
2005 1 $0
2006 1 $1,771
2008 8 $137,308
2016 7 $133,738

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2008 8 $137,308
2016 7 $133,738
1983 7 $43,422

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