ZIP 70750 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 115 NFIP flood insurance policies are in force in ZIP 70750 (Krotz Springs, LA), with 21 flood claims recorded since 1978.

Policies & premiums

Policies in force: 115
Median annual premium: $807; premium only
Median annual cost: $1,038; premium + fees & surcharges
Mean annual premium: $814; premium only
Policies in SFHA zones: 80.0%; zones A, AE, AH, AO, V, VE
Building coverage in force: $18,444,000
Contents coverage in force: $2,281,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70750 by rated flood zone
	Policies	Share
A	59	51.3%
AE	33	28.7%
X	23	20.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70750 by occupancy type
	Policies	Share
Single-family homes	83	72.2%
Mobile homes	23	20.0%
Multi-unit buildings	7	6.1%
Non-residential buildings	2	1.7%

Claims history since 1978

Claims since 1978: 21
Total paid: $39,956
Paid on buildings: $34,279
Paid on contents: $5,677

NFIP claims filed per year in ZIP 70750, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1980	3	$2,436
1983	2	$7,097
1988	1	$955
2000	1	$0
2004	1	$0
2006	1	$0
2008	2	$18,686
2011	5	$3,000
2016	3	$7,783
2017	1	$0
2019	1	$0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
2008	2	$18,686
2016	3	$7,783
1983	2	$7,097

State page: Flood insurance in Louisiana
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed