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Flood Figures

ZIP 70714 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,668 NFIP flood insurance policies are in force in ZIP 70714 (Baker, LA), with 1,671 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,668
Median annual premium
$900
premium only
Median annual cost
$1,170
premium + fees & surcharges
Mean annual premium
$1,071
premium only
Policies in SFHA zones
78.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$325,473,000
Contents coverage in force
$66,646,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70714 by rated flood zone
Policies Share Share bar
AE 1,298 77.8%
X 354 21.2%
A 8 0.5%
A03 3 0.2%
A01 2 0.1%
B 1 0.1%
A06 1 0.1%
C 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70714 by occupancy type
Policies Share Share bar
Single-family homes 1,529 91.7%
Non-residential buildings 90 5.4%
Multi-unit buildings 26 1.6%
Mobile homes 20 1.2%
Units in multi-unit buildings 3 0.2%

Claims history since 1978

Claims since 1978
1,671
Total paid
$87,630,115
Paid on buildings
$79,077,642
Paid on contents
$8,309,036
NFIP claims filed per year in ZIP 70714, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 2 $1,000
1979 24 $114,675
1980 11 $21,798
1982 16 $40,005
1983 129 $1,113,371
1984 17 $17,582
1986 1 $0
1988 1 $0
1989 17 $24,982
1990 6 $18,558
1991 8 $65,991
1992 10 $41,799
1993 87 $1,047,748
1994 4 $3,235
1995 60 $664,385
1996 2 $3,295
1997 5 $24,809
1998 2 $2,907
2000 1 $0
2001 65 $782,824
2002 9 $15,731
2003 1 $5,333
2004 5 $18,249
2005 26 $47,386
2006 2 $7,972
2007 10 $55,376
2008 48 $366,815
2009 5 $11,908
2010 2 $37,427
2011 7 $35,633
2012 5 $3,849
2013 1 $7,146
2014 2 $0
2015 1 $0
2016 1,023 $82,365,102
2017 6 $22,143
2018 8 $82,434
2019 8 $53,130
2020 17 $430,094
2021 7 $48,690
2022 4 $13,648
2023 3 $9,924
2024 2 $3,160
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 1,023 $82,365,102
1983 129 $1,113,371
1993 87 $1,047,748

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