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Flood Figures

ZIP 70669 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 451 NFIP flood insurance policies are in force in ZIP 70669 (Westlake, LA), with 530 flood claims recorded since 1978.

Policies & premiums

Policies in force
451
Median annual premium
$937
premium only
Median annual cost
$1,224
premium + fees & surcharges
Mean annual premium
$1,357
premium only
Policies in SFHA zones
50.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$100,734,000
Contents coverage in force
$30,407,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70669 by rated flood zone
Policies Share Share bar
X 220 48.8%
AE 211 46.8%
A 17 3.8%
C 2 0.4%
A05 1 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70669 by occupancy type
Policies Share Share bar
Single-family homes 391 86.7%
Non-residential buildings 33 7.3%
Multi-unit buildings 20 4.4%
Mobile homes 7 1.6%

Claims history since 1978

Claims since 1978
530
Total paid
$13,382,853
Paid on buildings
$10,064,250
Paid on contents
$3,124,879
NFIP claims filed per year in ZIP 70669, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 3 $4,915
1980 19 $217,148
1981 1 $0
1982 43 $692,005
1984 4 $16,905
1985 8 $35,121
1986 2 $5,196
1987 8 $39,482
1988 2 $6,627
1989 64 $962,776
1991 6 $12,237
1993 4 $0
1995 11 $101,753
1996 1 $0
1997 1 $7,174
1998 6 $60,321
1999 1 $10,700
2000 1 $7,052
2001 10 $81,651
2002 9 $70,522
2004 1 $4,920
2005 86 $3,039,583
2006 38 $745,262
2007 2 $5,600
2008 87 $3,334,435
2010 2 $4,396
2012 8 $56,390
2013 1 $5,321
2014 1 $3,567
2016 1 $0
2017 50 $1,341,872
2019 7 $21,883
2020 31 $2,032,568
2021 2 $17,926
2025 9 $437,546

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2008 87 $3,334,435
2005 86 $3,039,583
2020 31 $2,032,568

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