ZIP 70653 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 29 NFIP flood insurance policies are in force in ZIP 70653 (Merryville, LA), with 92 flood claims recorded since 1978.

Policies & premiums

Policies in force: 29
Median annual premium: $766; premium only
Median annual cost: $976; premium + fees & surcharges
Mean annual premium: $771; premium only
Policies in SFHA zones: 62.1%; zones A, AE, AH, AO, V, VE
Building coverage in force: $4,760,000
Contents coverage in force: $1,353,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70653 by rated flood zone
	Policies	Share
X	11	37.9%
AE	9	31.0%
A	9	31.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70653 by occupancy type
	Policies	Share	Share bar
Single-family homes	22	75.9%
Mobile homes	7	24.1%

Claims history since 1978

Claims since 1978: 92
Total paid: $1,810,597
Paid on buildings: $1,427,937
Paid on contents: $382,660

NFIP claims filed per year in ZIP 70653, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1982	4	$17,017
1984	1	$652
1989	21	$143,598
1990	1	$20,000
1991	12	$93,381
1995	2	$31,381
1997	3	$7,413
1998	1	$22,000
1999	10	$182,705
2001	11	$249,197
2009	6	$152,254
2012	1	$24,262
2016	9	$688,298
2017	8	$172,509
2019	1	$3,751
2020	1	$2,178

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
2016	9	$688,298
2001	11	$249,197
1999	10	$182,705

State page: Flood insurance in Louisiana
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed