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Flood Figures

ZIP 70643 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 53 NFIP flood insurance policies are in force in ZIP 70643 (Grand Chenier, LA), with 376 flood claims recorded since 1978.

Policies & premiums

Policies in force
53
Median annual premium
$1,232
premium only
Median annual cost
$1,636
premium + fees & surcharges
Mean annual premium
$2,020
premium only
Policies in SFHA zones
100.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$12,406,000
Contents coverage in force
$4,051,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70643 by rated flood zone
Policies Share Share bar
AE 49 92.5%
VE 4 7.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70643 by occupancy type
Policies Share Share bar
Single-family homes 29 54.7%
Mobile homes 14 26.4%
Non-residential buildings 9 17.0%
Multi-unit buildings 1 1.9%

Claims history since 1978

Claims since 1978
376
Total paid
$34,264,456
Paid on buildings
$25,655,800
Paid on contents
$7,620,553
NFIP claims filed per year in ZIP 70643, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 5 $9,760
1980 2 $0
2005 173 $19,940,727
2008 90 $2,970,290
2020 106 $11,343,680

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 173 $19,940,727
2020 106 $11,343,680
2008 90 $2,970,290

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