ZIP 70632 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 35 NFIP flood insurance policies are in force in ZIP 70632 (Creole, LA), with 345 flood claims recorded since 1978.

Policies & premiums

Policies in force: 35
Median annual premium: $1,343; premium only
Median annual cost: $1,683; premium + fees & surcharges
Mean annual premium: $1,851; premium only
Policies in SFHA zones: 100.0%; zones A, AE, AH, AO, V, VE
Building coverage in force: $7,919,000
Contents coverage in force: $2,265,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70632 by rated flood zone
	Policies	Share	Share bar
AE	35	100.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70632 by occupancy type
	Policies	Share
Single-family homes	15	42.9%
Non-residential buildings	12	34.3%
Mobile homes	8	22.9%

Claims history since 1978

Claims since 1978: 345
Total paid: $23,854,080
Paid on buildings: $18,179,286
Paid on contents: $4,652,518

NFIP claims filed per year in ZIP 70632, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1979	1	$0
1980	3	$8,915
1981	1	$0
1989	1	$10,591
1998	1	$19,654
2002	3	$21,436
2004	1	$0
2005	153	$13,046,953
2008	92	$3,420,566
2020	89	$7,325,966

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
2005	153	$13,046,953
2020	89	$7,325,966
2008	92	$3,420,566

State page: Flood insurance in Louisiana
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed