ZIP 70589 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 126 NFIP flood insurance policies are in force in ZIP 70589 (Washington, LA), with 22 flood claims recorded since 1978.

Policies & premiums

Policies in force: 126
Median annual premium: $324; premium only
Median annual cost: $484; premium + fees & surcharges
Mean annual premium: $492; premium only
Policies in SFHA zones: 80.2%; zones A, AE, AH, AO, V, VE
Building coverage in force: $24,055,000
Contents coverage in force: $4,367,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70589 by rated flood zone
	Policies	Share	Share bar
A	101	80.2%
X	25	19.8%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70589 by occupancy type
	Policies	Share
Single-family homes	106	84.1%
Mobile homes	12	9.5%
Non-residential buildings	7	5.6%
Multi-unit buildings	1	0.8%

Claims history since 1978

Claims since 1978: 22
Total paid: $525,235
Paid on buildings: $505,608
Paid on contents: $19,627

NFIP claims filed per year in ZIP 70589, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1990	3	$20,761
1994	2	$5,161
2002	1	$0
2008	1	$5,944
2013	3	$44,372
2016	8	$324,732
2020	2	$21,329
2021	1	$2,500
2024	1	$100,437

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
2016	8	$324,732
2024	1	$100,437
2013	3	$44,372

State page: Flood insurance in Louisiana
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed