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Flood Figures

ZIP 70401 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,662 NFIP flood insurance policies are in force in ZIP 70401 (Hammond, LA), with 931 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,662
Median annual premium
$903
premium only
Median annual cost
$1,197
premium + fees & surcharges
Mean annual premium
$1,089
premium only
Policies in SFHA zones
69.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$351,735,000
Contents coverage in force
$84,905,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70401 by rated flood zone
Policies Share Share bar
AE 888 53.4%
X 499 30.0%
A 271 16.3%
AH 4 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70401 by occupancy type
Policies Share Share bar
Single-family homes 1,229 73.9%
Multi-unit buildings 247 14.9%
Non-residential buildings 145 8.7%
Mobile homes 28 1.7%
Units in multi-unit buildings 13 0.8%

Claims history since 1978

Claims since 1978
931
Total paid
$33,907,787
Paid on buildings
$30,476,118
Paid on contents
$3,372,369
NFIP claims filed per year in ZIP 70401, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 2 $4,719
1980 10 $20,269
1983 53 $618,557
1985 1 $0
1987 6 $26,172
1988 2 $1,100
1989 2 $955
1990 2 $5,825
1991 1 $0
1992 1 $0
1993 18 $95,007
1994 18 $27,300
1995 5 $5,913
1996 3 $3,840
1998 3 $18,158
1999 1 $2,360
2001 3 $4,586
2002 8 $22,215
2003 6 $28,144
2004 6 $78,314
2005 58 $258,498
2006 2 $2,365
2008 47 $617,125
2009 1 $0
2010 5 $51,867
2011 3 $16,135
2012 61 $1,232,954
2013 2 $64,996
2016 276 $11,974,637
2017 3 $94,469
2018 1 $0
2019 3 $14,108
2021 313 $18,563,575
2022 1 $0
2023 1 $31,400
2024 3 $22,222

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2021 313 $18,563,575
2016 276 $11,974,637
2012 61 $1,232,954

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