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Flood Figures

ZIP 70374 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 610 NFIP flood insurance policies are in force in ZIP 70374 (Lockport, LA), with 474 flood claims recorded since 1978.

Policies & premiums

Policies in force
610
Median annual premium
$1,414
premium only
Median annual cost
$1,770
premium + fees & surcharges
Mean annual premium
$1,776
premium only
Policies in SFHA zones
71.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$106,469,000
Contents coverage in force
$21,269,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70374 by rated flood zone
Policies Share Share bar
A06 300 49.2%
B 98 16.1%
A11 69 11.3%
C 48 7.9%
X 27 4.4%
AE 13 2.1%
A04 13 2.1%
A10 12 2.0%
A99 10 1.6%
A09 9 1.5%
A 5 0.8%
A07 5 0.8%
D 1 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70374 by occupancy type
Policies Share Share bar
Single-family homes 507 83.1%
Multi-unit buildings 43 7.0%
Mobile homes 33 5.4%
Non-residential buildings 27 4.4%

Claims history since 1978

Claims since 1978
474
Total paid
$4,532,590
Paid on buildings
$3,818,928
Paid on contents
$713,663
NFIP claims filed per year in ZIP 70374, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 3 $3,219
1980 18 $56,940
1981 2 $586
1982 2 $9,606
1983 1 $0
1984 4 $811
1985 58 $879,553
1988 2 $6,347
1990 1 $6,540
1991 9 $25,598
1992 9 $31,883
1993 2 $102
1995 1 $822
1996 1 $2,061
1998 19 $62,178
1999 12 $74,835
2000 2 $22,859
2001 49 $596,840
2002 37 $308,467
2004 12 $196,326
2005 52 $394,384
2007 6 $43,612
2008 36 $36,090
2009 56 $1,297,795
2010 2 $0
2011 1 $0
2012 5 $8,591
2013 2 $1,766
2016 1 $2,906
2017 9 $54,553
2020 10 $26,106
2021 48 $351,627
2025 2 $29,588

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2009 56 $1,297,795
1985 58 $879,553
2001 49 $596,840

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