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Flood Figures

ZIP 70373 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 978 NFIP flood insurance policies are in force in ZIP 70373 (Larose, LA), with 447 flood claims recorded since 1978.

Policies & premiums

Policies in force
978
Median annual premium
$924
premium only
Median annual cost
$1,191
premium + fees & surcharges
Mean annual premium
$1,510
premium only
Policies in SFHA zones
95.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$174,240,200
Contents coverage in force
$54,068,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70373 by rated flood zone
Policies Share Share bar
A99 434 44.4%
A07 156 16.0%
A11 154 15.7%
A01 118 12.1%
AE 44 4.5%
B 36 3.7%
A 13 1.3%
A09 7 0.7%
X 7 0.7%
A10 5 0.5%
A04 2 0.2%
A13 2 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70373 by occupancy type
Policies Share Share bar
Single-family homes 803 82.1%
Non-residential buildings 88 9.0%
Mobile homes 64 6.5%
Multi-unit buildings 23 2.4%

Claims history since 1978

Claims since 1978
447
Total paid
$10,539,584
Paid on buildings
$9,028,152
Paid on contents
$1,496,432
NFIP claims filed per year in ZIP 70373, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 2 $383
1980 3 $9,879
1982 2 $2,504
1985 110 $1,730,529
1987 1 $0
1988 1 $0
1991 5 $31,529
1992 8 $22,707
1993 4 $8,658
1996 1 $1,442
1997 2 $2,856
1998 1 $59,389
1999 3 $34,042
2001 2 $29,377
2002 5 $82,455
2003 1 $0
2004 5 $86,886
2005 33 $259,509
2006 2 $4,593
2007 2 $18,054
2008 62 $98,589
2009 6 $36,971
2011 1 $0
2012 13 $135,262
2013 1 $0
2014 1 $0
2017 7 $84,432
2019 1 $75,344
2020 4 $60,921
2021 155 $7,630,865
2024 3 $32,407

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2021 155 $7,630,865
1985 110 $1,730,529
2005 33 $259,509

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