Skip to content
Flood Figures

ZIP 70358 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 570 NFIP flood insurance policies are in force in ZIP 70358 (Grand Isle, LA), with 4,294 flood claims recorded since 1978.

Policies & premiums

Policies in force
570
Median annual premium
$1,177
premium only
Median annual cost
$1,640
premium + fees & surcharges
Mean annual premium
$1,685
premium only
Policies in SFHA zones
100.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$108,768,000
Contents coverage in force
$13,051,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70358 by rated flood zone
Policies Share Share bar
VE 527 92.5%
AE 41 7.2%
A06 2 0.4%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70358 by occupancy type
Policies Share Share bar
Single-family homes 431 75.6%
Multi-unit buildings 63 11.1%
Non-residential buildings 53 9.3%
Mobile homes 13 2.3%
Units in multi-unit buildings 10 1.8%

Claims history since 1978

Claims since 1978
4,294
Total paid
$73,928,354
Paid on buildings
$56,949,841
Paid on contents
$12,408,510
NFIP claims filed per year in ZIP 70358, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 2 $535
1979 103 $245,674
1980 11 $14,123
1981 2 $2,460
1982 4 $5,896
1983 54 $180,732
1984 12 $34,406
1985 482 $2,676,490
1987 1 $175
1988 5 $3,188
1989 3 $0
1990 2 $5,762
1991 28 $136,103
1992 173 $706,249
1993 39 $223,814
1994 1 $1,829
1995 24 $79,144
1996 32 $156,239
1997 303 $2,353,527
1998 36 $314,668
1999 14 $157,973
2000 1 $51,567
2001 2 $5,678
2002 308 $2,804,053
2003 14 $61,190
2004 65 $948,712
2005 1,123 $38,978,648
2006 1 $0
2007 1 $0
2008 619 $7,508,029
2009 3 $24,727
2010 1 $3,436
2011 10 $167,078
2012 254 $2,107,315
2013 1 $0
2014 2 $3,035
2015 2 $23,922
2016 1 $0
2017 3 $86,966
2018 12 $206,358
2019 14 $153,825
2020 56 $763,291
2021 465 $12,731,537
2022 1 $0
2023 1 $0
2024 2 $0
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 1,123 $38,978,648
2021 465 $12,731,537
2008 619 $7,508,029

Related pages