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Flood Figures

ZIP 70357 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 347 NFIP flood insurance policies are in force in ZIP 70357 (Golden Meadow, LA), with 1,386 flood claims recorded since 1978.

Policies & premiums

Policies in force
347
Median annual premium
$866
premium only
Median annual cost
$1,228
premium + fees & surcharges
Mean annual premium
$1,896
premium only
Policies in SFHA zones
100.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$64,219,600
Contents coverage in force
$20,818,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70357 by rated flood zone
Policies Share Share bar
A99 133 38.3%
A01 123 35.4%
A13 64 18.4%
V16 13 3.7%
AE 5 1.4%
A10 3 0.9%
A 2 0.6%
A19 2 0.6%
A17 2 0.6%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70357 by occupancy type
Policies Share Share bar
Single-family homes 240 69.2%
Non-residential buildings 69 19.9%
Multi-unit buildings 22 6.3%
Mobile homes 16 4.6%

Claims history since 1978

Claims since 1978
1,386
Total paid
$31,835,485
Paid on buildings
$23,723,050
Paid on contents
$7,842,342
NFIP claims filed per year in ZIP 70357, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 16 $29,415
1980 8 $10,204
1982 3 $4,093
1983 1 $568
1984 9 $11,735
1985 278 $2,675,174
1987 2 $711
1990 1 $1,222
1991 1 $6,475
1992 98 $817,075
1994 1 $2,627
1996 2 $46,504
1997 6 $28,007
1998 14 $88,446
2001 4 $48,232
2002 115 $1,269,322
2003 34 $224,724
2004 19 $156,561
2005 246 $5,287,539
2006 3 $18,799
2008 224 $7,769,057
2010 2 $0
2011 1 $21,285
2012 55 $1,307,503
2013 1 $0
2015 8 $160,127
2016 1 $0
2017 3 $10,257
2018 1 $37,928
2019 17 $462,307
2020 72 $1,921,398
2021 139 $9,377,754
2024 1 $40,436

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2021 139 $9,377,754
2008 224 $7,769,057
2005 246 $5,287,539

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