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Flood Figures

ZIP 70344 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 609 NFIP flood insurance policies are in force in ZIP 70344 (Chauvin, LA), with 3,632 flood claims recorded since 1978.

Policies & premiums

Policies in force
609
Median annual premium
$1,289
premium only
Median annual cost
$1,657
premium + fees & surcharges
Mean annual premium
$1,632
premium only
Policies in SFHA zones
99.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$89,436,200
Contents coverage in force
$13,800,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70344 by rated flood zone
Policies Share Share bar
AE 562 92.3%
A15 28 4.6%
V21 6 1.0%
A05 4 0.7%
VE 3 0.5%
A07 3 0.5%
A 2 0.3%
X 1 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70344 by occupancy type
Policies Share Share bar
Single-family homes 521 85.6%
Mobile homes 53 8.7%
Non-residential buildings 32 5.3%
Multi-unit buildings 3 0.5%

Claims history since 1978

Claims since 1978
3,632
Total paid
$100,088,610
Paid on buildings
$63,515,344
Paid on contents
$27,406,903
NFIP claims filed per year in ZIP 70344, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $0
1979 2 $962
1980 3 $1,508
1981 3 $1,745
1982 1 $0
1984 1 $2,729
1985 776 $11,418,829
1986 2 $0
1987 1 $22,843
1988 7 $69,772
1989 2 $35,235
1990 2 $33,604
1991 9 $128,527
1992 612 $6,885,730
1994 5 $179,153
1995 3 $27,137
1996 4 $436,739
1997 10 $339,785
1998 41 $1,042,254
2000 3 $4,924
2001 11 $518,142
2002 186 $3,474,463
2003 44 $504,147
2004 13 $1,052,669
2005 1,076 $48,268,715
2006 1 $0
2007 1 $371,495
2008 662 $21,856,312
2009 2 $83,651
2010 1 $19,108
2011 12 $443,611
2012 7 $221,194
2013 2 $63,914
2014 3 $37,690
2015 7 $88,231
2016 2 $134,018
2017 10 $125,580
2018 1 $0
2019 16 $423,782
2020 23 $408,151
2021 51 $1,257,188
2022 1 $0
2023 1 $0
2024 11 $105,075

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 1,076 $48,268,715
2008 662 $21,856,312
1985 776 $11,418,829

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