Skip to content
Flood Figures

ZIP 70085 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 952 NFIP flood insurance policies are in force in ZIP 70085 (Saint Bernard, LA), with 2,367 flood claims recorded since 1978.

Policies & premiums

Policies in force
952
Median annual premium
$858
premium only
Median annual cost
$1,084
premium + fees & surcharges
Mean annual premium
$976
premium only
Policies in SFHA zones
28.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$208,197,000
Contents coverage in force
$72,532,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70085 by rated flood zone
Policies Share Share bar
X 595 62.5%
AE 136 14.3%
VE 118 12.4%
B 67 7.0%
A15 18 1.9%
A01 13 1.4%
V19 4 0.4%
A02 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70085 by occupancy type
Policies Share Share bar
Single-family homes 796 83.6%
Mobile homes 76 8.0%
Non-residential buildings 46 4.8%
Multi-unit buildings 29 3.0%
Units in multi-unit buildings 5 0.5%

Claims history since 1978

Claims since 1978
2,367
Total paid
$151,305,535
Paid on buildings
$110,604,931
Paid on contents
$39,084,603
NFIP claims filed per year in ZIP 70085, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 7 $10,169
1979 11 $26,279
1980 14 $11,030
1982 2 $1,170
1983 111 $333,284
1984 2 $5,753
1985 192 $1,630,322
1986 1 $2,421
1988 22 $64,871
1989 7 $31,338
1990 2 $211
1991 21 $70,186
1992 43 $219,723
1993 2 $1,053
1994 3 $19,836
1995 5 $9,081
1996 62 $385,497
1997 1 $335
1998 198 $2,282,832
1999 2 $2,221
2001 1 $1,180
2002 212 $2,380,066
2003 3 $2,815
2004 53 $499,074
2005 1,119 $139,812,884
2008 55 $644,584
2011 2 $58,551
2012 143 $1,928,900
2015 1 $0
2020 8 $2,818
2021 60 $867,051
2022 1 $0
2024 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 1,119 $139,812,884
2002 212 $2,380,066
1998 198 $2,282,832

Related pages