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Flood Figures

ZIP 70082 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 44 NFIP flood insurance policies are in force in ZIP 70082 (Pointe A La Hache, LA), with 76 flood claims recorded since 1978.

Policies & premiums

Policies in force
44
Median annual premium
$779
premium only
Median annual cost
$1,002
premium + fees & surcharges
Mean annual premium
$1,774
premium only
Policies in SFHA zones
93.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$9,120,000
Contents coverage in force
$4,066,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70082 by rated flood zone
Policies Share Share bar
AE 39 88.6%
B 2 4.5%
VE 2 4.5%
X 1 2.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70082 by occupancy type
Policies Share Share bar
Mobile homes 18 40.9%
Single-family homes 16 36.4%
Non-residential buildings 10 22.7%

Claims history since 1978

Claims since 1978
76
Total paid
$5,151,853
Paid on buildings
$3,562,975
Paid on contents
$1,513,878
NFIP claims filed per year in ZIP 70082, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1981 3 $7,870
1983 1 $4,100
1985 6 $68,078
1987 1 $318
1990 1 $14,153
1991 1 $5,938
1992 4 $44,232
1998 1 $41,294
2002 2 $36,508
2003 1 $30,000
2004 2 $11,353
2005 38 $4,837,183
2012 11 $20,028
2021 4 $30,799

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 38 $4,837,183
1985 6 $68,078
1992 4 $44,232

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