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Flood Figures

ZIP 70075 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,209 NFIP flood insurance policies are in force in ZIP 70075 (Meraux, LA), with 2,586 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,209
Median annual premium
$857
premium only
Median annual cost
$1,084
premium + fees & surcharges
Mean annual premium
$846
premium only
Policies in SFHA zones
8.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$290,953,000
Contents coverage in force
$105,338,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70075 by rated flood zone
Policies Share Share bar
X 1,032 85.4%
B 71 5.9%
AE 67 5.5%
A02 39 3.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70075 by occupancy type
Policies Share Share bar
Single-family homes 1,130 93.5%
Non-residential buildings 46 3.8%
Multi-unit buildings 31 2.6%
Mobile homes 2 0.2%

Claims history since 1978

Claims since 1978
2,586
Total paid
$352,426,281
Paid on buildings
$265,649,486
Paid on contents
$85,682,188
NFIP claims filed per year in ZIP 70075, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 26 $99,141
1979 2 $859
1980 61 $362,603
1981 1 $154
1982 14 $25,255
1983 55 $475,799
1985 3 $6,150
1988 2 $942
1989 3 $1,318
1990 5 $4,456
1992 2 $4,066
1993 1 $0
1994 3 $1,847
1995 7 $8,226
1998 16 $59,458
1999 4 $6,948
2000 1 $0
2001 10 $38,591
2002 35 $144,361
2003 6 $14,682
2004 2 $8,353
2005 2,244 $350,876,811
2006 1 $1,086
2008 4 $12,473
2009 2 $9,021
2011 1 $697
2012 45 $168,341
2013 3 $4,602
2014 1 $13,718
2015 2 $0
2017 2 $4,410
2018 1 $0
2019 1 $0
2020 3 $7,560
2021 11 $12,891
2023 3 $38,264
2024 3 $13,198

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 2,244 $350,876,811
1983 55 $475,799
1980 61 $362,603

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