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Flood Figures

ZIP 70058 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 5,438 NFIP flood insurance policies are in force in ZIP 70058 (Harvey, LA), with 11,588 flood claims recorded since 1978.

Policies & premiums

Policies in force
5,438
Median annual premium
$859
premium only
Median annual cost
$1,122
premium + fees & surcharges
Mean annual premium
$1,257
premium only
Policies in SFHA zones
41.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,183,097,200
Contents coverage in force
$369,535,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70058 by rated flood zone
Policies Share Share bar
X 3,069 56.4%
AE 2,316 42.6%
B 42 0.8%
AO 6 0.1%
A 2 0.0%
AOB 2 0.0%
A01 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70058 by occupancy type
Policies Share Share bar
Single-family homes 4,387 80.7%
Multi-unit buildings 520 9.6%
Non-residential buildings 484 8.9%
Units in multi-unit buildings 41 0.8%
Mobile homes 6 0.1%

Claims history since 1978

Claims since 1978
11,588
Total paid
$122,063,933
Paid on buildings
$87,564,588
Paid on contents
$32,956,634
NFIP claims filed per year in ZIP 70058, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 441 $2,742,353
1979 17 $21,534
1980 1,079 $7,845,535
1981 24 $37,084
1982 433 $2,527,437
1983 454 $2,573,355
1984 2 $0
1985 40 $85,579
1987 1 $0
1988 406 $2,562,943
1989 593 $4,545,391
1990 310 $1,511,131
1991 26 $108,098
1992 28 $34,154
1993 3 $0
1994 20 $46,719
1995 193 $1,502,506
1996 3 $0
1997 23 $125,855
1998 466 $4,028,723
1999 12 $11,575
2000 16 $31,370
2001 141 $537,300
2002 238 $529,252
2003 32 $50,667
2004 45 $211,089
2005 5,526 $83,186,070
2006 6 $6,844
2007 18 $72,160
2008 194 $730,555
2009 59 $446,460
2010 6 $19,258
2011 90 $1,035,312
2012 298 $1,807,326
2013 30 $106,416
2014 6 $22,995
2015 17 $21,489
2016 8 $4,448
2017 12 $16,962
2018 6 $79,262
2019 11 $56,585
2020 27 $267,213
2021 187 $1,817,831
2022 24 $429,399
2024 12 $188,410
2025 4 $21,101
2026 1 $58,187

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 5,526 $83,186,070
1980 1,079 $7,845,535
1989 593 $4,545,391

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