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Flood Figures

ZIP 34957 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,797 NFIP flood insurance policies are in force in ZIP 34957 (Jensen Beach, FL), with 1,388 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,797
Median annual premium
$761
premium only
Median annual cost
$1,036
premium + fees & surcharges
Mean annual premium
$1,391
premium only
Policies in SFHA zones
55.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$826,495,000
Contents coverage in force
$113,962,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34957 by rated flood zone
Policies Share Share bar
AE 1,322 34.8%
X 1,209 31.8%
AO 844 22.2%
VE 371 9.8%
AH 47 1.2%
AHB 4 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34957 by occupancy type
Policies Share Share bar
Multi-unit buildings 2,138 56.3%
Single-family homes 1,113 29.3%
Units in multi-unit buildings 258 6.8%
Non-residential buildings 144 3.8%
Mobile homes 144 3.8%

Claims history since 1978

Claims since 1978
1,388
Total paid
$32,510,624
Paid on buildings
$28,675,565
Paid on contents
$3,782,994
NFIP claims filed per year in ZIP 34957, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 8 $4,128
1981 1 $0
1982 4 $3,363
1984 17 $62,130
1987 2 $0
1991 3 $2,206
1992 5 $2,139
1993 2 $204
1994 5 $3,582
1995 8 $97,848
1996 1 $0
1997 2 $0
1998 3 $10,679
1999 27 $36,009
2001 5 $8,557
2004 1,079 $30,101,150
2005 94 $674,122
2006 1 $1,120
2007 3 $24,997
2008 19 $340,838
2009 2 $0
2011 4 $21,870
2012 7 $438,741
2013 3 $0
2014 7 $7,299
2015 3 $7,050
2016 23 $147,378
2017 22 $69,665
2018 1 $30,220
2019 1 $1,542
2020 5 $33,711
2021 1 $0
2022 14 $250,458
2023 4 $94,554
2024 2 $35,064

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2004 1,079 $30,101,150
2005 94 $674,122
2012 7 $438,741

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