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Flood Figures

ZIP 34788 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 158 NFIP flood insurance policies are in force in ZIP 34788 (Leesburg, FL), with 9 flood claims recorded since 1978.

Policies & premiums

Policies in force
158
Median annual premium
$580
premium only
Median annual cost
$767
premium + fees & surcharges
Mean annual premium
$591
premium only
Policies in SFHA zones
47.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$30,826,000
Contents coverage in force
$9,445,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34788 by rated flood zone
Policies Share Share bar
X 83 52.5%
A 52 32.9%
AE 23 14.6%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34788 by occupancy type
Policies Share Share bar
Single-family homes 122 77.2%
Mobile homes 32 20.3%
Non-residential buildings 4 2.5%

Claims history since 1978

Claims since 1978
9
Total paid
$30,795
Paid on buildings
$27,880
Paid on contents
$2,915
NFIP claims filed per year in ZIP 34788, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1996 1 $0
2004 1 $599
2008 1 $4,376
2011 1 $0
2017 3 $21,678
2022 1 $4,142
2024 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 3 $21,678
2008 1 $4,376
2022 1 $4,142

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