ZIP 34669 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 135 NFIP flood insurance policies are in force in ZIP 34669 (Hudson, FL), with 23 flood claims recorded since 1978.

Policies & premiums

Policies in force: 135
Median annual premium: $494; premium only
Median annual cost: $669; premium + fees & surcharges
Mean annual premium: $591; premium only
Policies in SFHA zones: 24.4%; zones A, AE, AH, AO, V, VE
Building coverage in force: $29,425,000
Contents coverage in force: $9,095,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34669 by rated flood zone
	Policies	Share
X	102	75.6%
AE	17	12.6%
A	16	11.9%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34669 by occupancy type
	Policies	Share
Single-family homes	111	82.2%
Mobile homes	12	8.9%
Non-residential buildings	5	3.7%
Units in multi-unit buildings	4	3.0%
Multi-unit buildings	3	2.2%

Claims history since 1978

Claims since 1978: 23
Total paid: $965,965
Paid on buildings: $813,944
Paid on contents: $152,021

NFIP claims filed per year in ZIP 34669, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1993	1	$2,875
1998	2	$500
2003	2	$468,530
2004	11	$440,783
2012	5	$43,066
2017	1	$10,212
2020	1	$0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
2003	2	$468,530
2004	11	$440,783
2012	5	$43,066

State page: Flood insurance in Florida
Other ZIPs in Hudson: 34667
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed