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Flood Figures

ZIP 34608 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 215 NFIP flood insurance policies are in force in ZIP 34608 (Spring Hill, FL), with 11 flood claims recorded since 1978.

Policies & premiums

Policies in force
215
Median annual premium
$487
premium only
Median annual cost
$662
premium + fees & surcharges
Mean annual premium
$513
premium only
Policies in SFHA zones
13.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$51,365,000
Contents coverage in force
$13,657,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34608 by rated flood zone
Policies Share Share bar
X 186 86.5%
AE 27 12.6%
A 2 0.9%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34608 by occupancy type
Policies Share Share bar
Single-family homes 204 94.9%
Multi-unit buildings 8 3.7%
Units in multi-unit buildings 2 0.9%
Non-residential buildings 1 0.5%

Claims history since 1978

Claims since 1978
11
Total paid
$69,261
Paid on buildings
$47,761
Paid on contents
$21,500
NFIP claims filed per year in ZIP 34608, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1993 1 $52,757
1998 1 $0
2011 2 $949
2012 6 $15,555
2016 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1993 1 $52,757
2012 6 $15,555
2011 2 $949

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