ZIP 34289 flood insurance data
Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.
As of June 1, 2026, 149 NFIP flood insurance policies are in force in ZIP 34289 (North Port, FL), with 1 flood claims recorded since 1978.
Policies & premiums
- Policies in force
- 149
- Median annual premium
- $484
- premium only
- Median annual cost
- $679
- premium + fees & surcharges
- Mean annual premium
- $643
- premium only
- Policies in SFHA zones
- 8.1%
- zones A, AE, AH, AO, V, VE
- Building coverage in force
- $35,998,000
- Contents coverage in force
- $15,525,000
"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.
Flood zones of insured properties
| Policies | Share | Share bar | |
|---|---|---|---|
| X | 137 | 91.9% | |
| AE | 12 | 8.1% |
Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.
What the policies cover
| Policies | Share | Share bar | |
|---|---|---|---|
| Single-family homes | 127 | 85.2% | |
| Non-residential buildings | 20 | 13.4% | |
| Units in multi-unit buildings | 2 | 1.3% |
Claims history since 1978
- Claims since 1978
- 1
- Total paid
- $16,965
- Paid on buildings
- $16,965
- Paid on contents
- $0
Claims by year (data table)
| Year | Claims | Paid |
|---|---|---|
| 2022 | 1 | $16,965 |
Years with no recorded claims are omitted from the table.
Top loss years by dollars paid
| Year | Claims | Paid |
|---|---|---|
| 2022 | 1 | $16,965 |
Related pages
- State page: Flood insurance in Florida
- Other ZIPs in North Port: 34287 , 34286 , 34288 , 34291
- Tool: look up another ZIP
- Reading: What is the NFIP? · How these figures are computed