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Flood Figures

ZIP 34269 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 186 NFIP flood insurance policies are in force in ZIP 34269 (Arcadia, FL), with 108 flood claims recorded since 1978.

Policies & premiums

Policies in force
186
Median annual premium
$856
premium only
Median annual cost
$1,084
premium + fees & surcharges
Mean annual premium
$1,133
premium only
Policies in SFHA zones
48.4%
zones A, AE, AH, AO, V, VE
Building coverage in force
$37,234,000
Contents coverage in force
$10,306,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34269 by rated flood zone
Policies Share Share bar
X 96 51.6%
AE 86 46.2%
A 4 2.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34269 by occupancy type
Policies Share Share bar
Single-family homes 143 76.9%
Mobile homes 21 11.3%
Units in multi-unit buildings 15 8.1%
Non-residential buildings 4 2.2%
Multi-unit buildings 3 1.6%

Claims history since 1978

Claims since 1978
108
Total paid
$5,768,258
Paid on buildings
$5,008,948
Paid on contents
$759,311
NFIP claims filed per year in ZIP 34269, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1995 2 $3,184
1997 4 $3,657
1998 3 $48,004
2001 10 $323,545
2003 4 $104,406
2004 7 $91,352
2017 14 $919,215
2022 47 $3,100,596
2024 17 $1,174,298

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2022 47 $3,100,596
2024 17 $1,174,298
2017 14 $919,215

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