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Flood Figures

ZIP 34233 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 773 NFIP flood insurance policies are in force in ZIP 34233 (Sarasota, FL), with 36 flood claims recorded since 1978.

Policies & premiums

Policies in force
773
Median annual premium
$399
premium only
Median annual cost
$557
premium + fees & surcharges
Mean annual premium
$453
premium only
Policies in SFHA zones
19.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$175,670,600
Contents coverage in force
$67,148,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34233 by rated flood zone
Policies Share Share bar
X 610 78.9%
AE 161 20.8%
A 2 0.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34233 by occupancy type
Policies Share Share bar
Single-family homes 570 73.7%
Units in multi-unit buildings 130 16.8%
Non-residential buildings 36 4.7%
Multi-unit buildings 30 3.9%
Mobile homes 7 0.9%

Claims history since 1978

Claims since 1978
36
Total paid
$1,521,120
Paid on buildings
$1,146,212
Paid on contents
$374,908
NFIP claims filed per year in ZIP 34233, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1992 2 $124,288
1995 5 $113,554
1997 3 $72,615
2001 2 $0
2005 1 $27,191
2007 1 $0
2008 1 $25,098
2017 2 $32,021
2020 1 $5,427
2022 6 $66,257
2024 12 $1,054,669

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 12 $1,054,669
1992 2 $124,288
1995 5 $113,554

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