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Flood Figures

ZIP 33917 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 4,343 NFIP flood insurance policies are in force in ZIP 33917 (North Fort Myers, FL), with 1,914 flood claims recorded since 1978.

Policies & premiums

Policies in force
4,343
Median annual premium
$1,123
premium only
Median annual cost
$1,448
premium + fees & surcharges
Mean annual premium
$1,844
premium only
Policies in SFHA zones
84.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$853,650,400
Contents coverage in force
$140,866,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33917 by rated flood zone
Policies Share Share bar
AE 3,466 79.8%
X 577 13.3%
A 261 6.0%
VE 35 0.8%
D 4 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33917 by occupancy type
Policies Share Share bar
Single-family homes 2,582 59.5%
Multi-unit buildings 958 22.1%
Mobile homes 567 13.1%
Units in multi-unit buildings 168 3.9%
Non-residential buildings 68 1.6%

Claims history since 1978

Claims since 1978
1,914
Total paid
$166,914,663
Paid on buildings
$150,231,208
Paid on contents
$16,653,755
NFIP claims filed per year in ZIP 33917, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 2 $8,082
1982 9 $11,912
1984 1 $0
1985 4 $1,348
1987 2 $2,120
1988 26 $125,271
1989 1 $0
1992 2 $247
1993 1 $0
1995 18 $32,983
1996 3 $3,898
1997 3 $5,877
1998 8 $11,699
1999 3 $8,235
2000 4 $3,315
2001 32 $655,064
2002 6 $21,416
2003 5 $42,341
2004 64 $123,870
2005 13 $27,523
2006 5 $27,795
2008 2 $0
2009 1 $0
2010 1 $0
2011 5 $103,163
2012 1 $9,997
2013 7 $56,271
2015 1 $0
2016 1 $0
2017 119 $2,155,184
2018 2 $0
2019 2 $2,993
2021 1 $4,568
2022 1,184 $142,795,351
2023 8 $173,272
2024 366 $20,500,868
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2022 1,184 $142,795,351
2024 366 $20,500,868
2017 119 $2,155,184

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