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Flood Figures

ZIP 33875 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 129 NFIP flood insurance policies are in force in ZIP 33875 (Sebring, FL), with 24 flood claims recorded since 1978.

Policies & premiums

Policies in force
129
Median annual premium
$373
premium only
Median annual cost
$519
premium + fees & surcharges
Mean annual premium
$422
premium only
Policies in SFHA zones
19.4%
zones A, AE, AH, AO, V, VE
Building coverage in force
$29,896,000
Contents coverage in force
$9,456,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33875 by rated flood zone
Policies Share Share bar
X 104 80.6%
AE 16 12.4%
A 9 7.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33875 by occupancy type
Policies Share Share bar
Single-family homes 119 92.2%
Mobile homes 8 6.2%
Non-residential buildings 2 1.6%

Claims history since 1978

Claims since 1978
24
Total paid
$185,096
Paid on buildings
$151,678
Paid on contents
$33,418
NFIP claims filed per year in ZIP 33875, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1998 1 $0
1999 1 $0
2004 2 $0
2008 1 $0
2017 15 $155,963
2022 3 $29,133
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 15 $155,963
2022 3 $29,133
2025 1 $0

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