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Flood Figures

ZIP 33711 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,063 NFIP flood insurance policies are in force in ZIP 33711 (Saint Petersburg, FL), with 779 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,063
Median annual premium
$2,400
premium only
Median annual cost
$2,530
premium + fees & surcharges
Mean annual premium
$2,609
premium only
Policies in SFHA zones
86.9%
zones A, AE, AH, AO, V, VE
Building coverage in force
$656,803,400
Contents coverage in force
$83,417,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33711 by rated flood zone
Policies Share Share bar
AE 2,466 80.5%
X 429 14.0%
A 139 4.5%
VE 25 0.8%
AO 2 0.1%
A08 1 0.0%
A07 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33711 by occupancy type
Policies Share Share bar
Multi-unit buildings 1,584 51.7%
Single-family homes 1,295 42.3%
Units in multi-unit buildings 139 4.5%
Non-residential buildings 45 1.5%

Claims history since 1978

Claims since 1978
779
Total paid
$74,122,215
Paid on buildings
$65,875,582
Paid on contents
$8,129,696
NFIP claims filed per year in ZIP 33711, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 6 $907
1980 3 $17,781
1982 10 $6,139
1984 2 $903
1985 48 $155,690
1986 12 $13,416
1987 1 $612
1988 10 $4,981
1991 1 $2,019
1993 20 $123,000
1995 7 $5,157
1996 13 $92,220
1997 2 $548
1998 3 $2,931
1999 1 $1,288
2000 15 $45,944
2001 1 $0
2002 1 $0
2003 1 $2,227
2004 7 $13,031
2005 3 $1,506
2011 2 $5,238
2012 2 $6,601
2013 6 $4,462
2014 1 $0
2016 5 $1,771
2017 6 $11,181
2020 14 $118,539
2022 1 $0
2023 7 $161,437
2024 566 $73,322,688
2025 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 566 $73,322,688
2023 7 $161,437
1985 48 $155,690

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