ZIP 33493 flood insurance data
Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.
As of June 1, 2026, 226 NFIP flood insurance policies are in force in ZIP 33493 (South Bay, FL), with 2 flood claims recorded since 1978.
Policies & premiums
- Policies in force
- 226
- Median annual premium
- $546
- premium only
- Median annual cost
- $794
- premium + fees & surcharges
- Mean annual premium
- $664
- premium only
- Policies in SFHA zones
- 97.8%
- zones A, AE, AH, AO, V, VE
- Building coverage in force
- $45,945,000
- Contents coverage in force
- $7,768,000
"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.
Flood zones of insured properties
| Policies | Share | Share bar | |
|---|---|---|---|
| AE | 221 | 97.8% | |
| X | 4 | 1.8% | |
| C | 1 | 0.4% |
Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.
What the policies cover
| Policies | Share | Share bar | |
|---|---|---|---|
| Single-family homes | 128 | 56.6% | |
| Multi-unit buildings | 81 | 35.8% | |
| Non-residential buildings | 17 | 7.5% |
Claims history since 1978
- Claims since 1978
- 2
- Total paid
- $0
- Paid on buildings
- $0
- Paid on contents
- $0
Claims by year (data table)
| Year | Claims | Paid |
|---|---|---|
| 2012 | 1 | $0 |
| 2026 | 1 | $0 |
Years with no recorded claims are omitted from the table.
Top loss years by dollars paid
| Year | Claims | Paid |
|---|---|---|
| 2026 | 1 | $0 |
| 2012 | 1 | $0 |
Related pages
- State page: Flood insurance in Florida
- Tool: look up another ZIP
- Reading: What is the NFIP? · How these figures are computed