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Flood Figures

ZIP 33462 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,471 NFIP flood insurance policies are in force in ZIP 33462 (Lake Worth, FL), with 386 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,471
Median annual premium
$858
premium only
Median annual cost
$1,169
premium + fees & surcharges
Mean annual premium
$1,276
premium only
Policies in SFHA zones
71.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$780,323,000
Contents coverage in force
$105,327,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33462 by rated flood zone
Policies Share Share bar
AE 2,877 82.9%
X 503 14.5%
VE 72 2.1%
A07 8 0.2%
B 5 0.1%
A05 3 0.1%
C 2 0.1%
AO 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33462 by occupancy type
Policies Share Share bar
Multi-unit buildings 2,035 58.6%
Single-family homes 1,149 33.1%
Units in multi-unit buildings 187 5.4%
Non-residential buildings 90 2.6%
Mobile homes 10 0.3%

Claims history since 1978

Claims since 1978
386
Total paid
$3,189,753
Paid on buildings
$2,556,451
Paid on contents
$633,301
NFIP claims filed per year in ZIP 33462, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $1,368
1979 23 $28,913
1982 26 $31,210
1983 7 $3,161
1984 16 $16,172
1987 1 $0
1988 1 $390
1991 6 $0
1992 4 $3,942
1994 6 $6,099
1995 3 $6,479
1996 1 $0
1998 21 $97,791
1999 99 $947,847
2000 4 $60,936
2001 6 $78,742
2003 2 $17,671
2004 64 $568,731
2005 29 $186,266
2007 2 $33,278
2008 3 $0
2009 1 $0
2010 1 $0
2011 1 $0
2012 11 $113,460
2014 24 $600,556
2015 2 $0
2016 2 $2,409
2017 5 $206,288
2018 2 $0
2019 2 $6,124
2020 5 $99,261
2021 2 $61,142
2022 1 $11,516
2024 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1999 99 $947,847
2014 24 $600,556
2004 64 $568,731

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