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Flood Figures

ZIP 33441 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,768 NFIP flood insurance policies are in force in ZIP 33441 (Deerfield Beach, FL), with 236 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,768
Median annual premium
$960
premium only
Median annual cost
$1,262
premium + fees & surcharges
Mean annual premium
$1,374
premium only
Policies in SFHA zones
80.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$815,643,000
Contents coverage in force
$130,828,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33441 by rated flood zone
Policies Share Share bar
AE 1,494 39.6%
AH 1,301 34.5%
X 954 25.3%
VE 15 0.4%
AHB 4 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33441 by occupancy type
Policies Share Share bar
Multi-unit buildings 1,847 49.0%
Single-family homes 1,584 42.0%
Units in multi-unit buildings 177 4.7%
Non-residential buildings 160 4.2%

Claims history since 1978

Claims since 1978
236
Total paid
$2,993,586
Paid on buildings
$2,511,921
Paid on contents
$481,666
NFIP claims filed per year in ZIP 33441, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 14 $2,034
1980 1 $768
1981 5 $7,242
1982 1 $8,017
1983 1 $182
1986 1 $0
1987 1 $0
1991 1 $3,406
1992 8 $6,865
1994 4 $3,108
1995 5 $5,233
1996 1 $139
1997 1 $0
1998 7 $8,357
1999 31 $44,479
2000 3 $3,037
2001 22 $78,260
2002 1 $0
2003 3 $33,463
2004 6 $45,137
2005 45 $29,764
2006 1 $0
2007 1 $0
2008 2 $4,520
2009 3 $4,573
2010 2 $0
2011 2 $0
2012 1 $0
2014 2 $0
2016 1 $0
2017 19 $71,640
2020 12 $471,522
2022 1 $0
2023 3 $0
2024 4 $0
2025 19 $2,157,183
2026 1 $4,658

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2025 19 $2,157,183
2020 12 $471,522
2001 22 $78,260

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