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Flood Figures

ZIP 33167 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 567 NFIP flood insurance policies are in force in ZIP 33167 (Miami, FL), with 328 flood claims recorded since 1978.

Policies & premiums

Policies in force
567
Median annual premium
$470
premium only
Median annual cost
$702
premium + fees & surcharges
Mean annual premium
$581
premium only
Policies in SFHA zones
84.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$146,939,000
Contents coverage in force
$30,891,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33167 by rated flood zone
Policies Share Share bar
AH 300 52.9%
AE 174 30.7%
X 89 15.7%
AHB 4 0.7%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33167 by occupancy type
Policies Share Share bar
Single-family homes 467 82.4%
Non-residential buildings 54 9.5%
Multi-unit buildings 37 6.5%
Units in multi-unit buildings 9 1.6%

Claims history since 1978

Claims since 1978
328
Total paid
$3,158,139
Paid on buildings
$2,436,909
Paid on contents
$721,230
NFIP claims filed per year in ZIP 33167, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 3 $1,101
1981 2 $136
1982 2 $2,207
1984 2 $1,500
1985 1 $0
1986 1 $0
1987 2 $0
1988 1 $0
1991 3 $12,237
1992 24 $11,198
1994 5 $5,392
1995 2 $2,657
1997 2 $34,111
1998 4 $35,689
1999 58 $556,560
2000 101 $1,089,817
2001 4 $6,662
2002 2 $0
2003 3 $0
2004 6 $17,576
2005 31 $18,480
2006 2 $9,477
2007 3 $15,793
2011 1 $1,664
2012 1 $0
2015 1 $0
2017 27 $625,171
2019 1 $0
2020 23 $538,206
2022 4 $55,167
2023 4 $50,533
2024 2 $66,806

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2000 101 $1,089,817
2017 27 $625,171
1999 58 $556,560

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