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Flood Figures

ZIP 32835 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 350 NFIP flood insurance policies are in force in ZIP 32835 (Orlando, FL), with 16 flood claims recorded since 1978.

Policies & premiums

Policies in force
350
Median annual premium
$480
premium only
Median annual cost
$700
premium + fees & surcharges
Mean annual premium
$631
premium only
Policies in SFHA zones
25.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$82,993,000
Contents coverage in force
$14,601,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32835 by rated flood zone
Policies Share Share bar
X 194 55.4%
AE 155 44.3%
A 1 0.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32835 by occupancy type
Policies Share Share bar
Single-family homes 183 52.3%
Multi-unit buildings 144 41.1%
Units in multi-unit buildings 15 4.3%
Non-residential buildings 8 2.3%

Claims history since 1978

Claims since 1978
16
Total paid
$44,994
Paid on buildings
$31,218
Paid on contents
$13,776
NFIP claims filed per year in ZIP 32835, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1994 2 $13,660
1995 1 $0
1997 1 $22,649
2004 3 $0
2017 6 $0
2022 2 $0
2024 1 $8,686

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1997 1 $22,649
1994 2 $13,660
2024 1 $8,686

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